Privacy Policy
Last Updated: 12/12/2025
Trusted Credit (“Company,” “we,” “us,” or “our”) is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect your information in compliance with applicable federal and California law, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
1. INFORMATION WE COLLECT
We may collect the following types of personal information:
- Full name, address, phone number, and email
- Date of birth and Social Security number
- Government-issued identification
- Credit reports and credit-related data
- Payment and billing information
- Correspondence with credit bureaus and creditors
- Website usage data (cookies, IP address, device data)
We collect only information necessary to provide credit repair and credit education services.
2. HOW WE USE YOUR INFORMATION
We may use your phone number to send SMS messages related to your account, credit repair status updates, service changes, and limited promotional content. You may opt out at any time by replying STOP. To receive help, reply HELP or contact us at [email protected]. Opting out of SMS will not impact your access to Trusted Credit services.
We use your information to:
- Provide credit repair and credit education services
- Review and analyze credit reports
- Prepare and submit dispute letters
- Communicate with credit bureaus and creditors
- Process payments and manage billing
- Communicate with you regarding your account
- Comply with legal and regulatory requirements
Trusted Credit does not sell your personal information.
3. HOW WE SHARE INFORMATION
We may share your information only with:
- Credit bureaus (Equifax, Experian, TransUnion)
- Creditors and data furnishers
- Service providers such as payment processors, CRM platforms, and document storage providers
- Government or regulatory authorities when required by law
All third parties are required to safeguard your information.
4. DATA SECURITY
We use reasonable administrative, technical, and physical safeguards to protect your personal information. While we strive to protect your data, no method of transmission over the internet is completely secure.
5. CALIFORNIA PRIVACY RIGHTS (CCPA / CPRA)
California residents have the right to:
- Know what personal information is collected and how it is used
- Request access to or deletion of personal information
- Correct inaccurate personal information
- Limit the use of sensitive personal information
- Opt out of the sale or sharing of personal information (we do not sell data)
- Not be discriminated against for exercising privacy rights
Requests may be submitted using the contact information below.
6. DATA RETENTION
We retain personal information only as long as necessary to provide services and comply with legal obligations. Information is securely deleted or anonymized when no longer required.
7. COOKIES AND WEBSITE TRACKING
Our website may use cookies or similar technologies to improve functionality and analyze traffic. You may disable cookies through your browser settings.
8. CHILDREN’S PRIVACY
Trusted Credit does not knowingly collect information from individuals under the age of 18.
9. POLICY UPDATES
We may update this Privacy Policy periodically. Updates will be posted with a revised effective date.
10. CONTACT INFORMATION
If you have questions or wish to exercise your privacy rights, contact us at:
Trusted Credit
Email: [email protected]
Website: www.mytrustedcredit.com
Quick links
Services
Camacho Holdings LLC. DBA Trusted Credit. 2026. All Rights Reserved.
TCPA Consent & Privacy. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your account. You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number. Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that we may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future.